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Zero Vertex
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Terms of Use

Last Updated: May 20, 2026

Agreement to Terms

By accessing or using the Zero Vertex website (zero-vertex.com) and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

Use License

Permission is granted to temporarily access the materials on Zero Vertex's website for personal, non-commercial viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or public display
  • Attempt to decompile or reverse engineer any software on the website
  • Remove any copyright or proprietary notations from the materials
  • Transfer the materials to another person or mirror the materials on any other server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Zero Vertex at any time.

Services and Enrollment

Program Registration

When you register for our educational programs, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account information.

Payment Terms

Payment is required at the time of enrollment unless alternative arrangements have been made. All prices are in British Pounds (GBP) and include applicable taxes. We reserve the right to change our prices at any time, but changes will not affect orders already placed.

Cancellation and Refund Policy

  • Cancellations made more than 14 days before the program start date will receive a full refund
  • Cancellations made 7-14 days before the program start date will receive a 50% refund
  • Cancellations made less than 7 days before the program start date are non-refundable
  • Zero Vertex reserves the right to cancel programs due to insufficient enrollment or unforeseen circumstances, in which case a full refund will be provided

Program Attendance

Regular attendance is expected for all enrolled programs. Missed sessions cannot be made up individually, though materials will be provided when possible. Persistent absence may result in removal from the program without refund.

User Conduct

You agree not to use the website or services to:

  • Violate any applicable laws or regulations
  • Infringe on intellectual property rights
  • Transmit harmful, threatening, abusive, or defamatory content
  • Impersonate any person or entity
  • Interfere with or disrupt the website or services
  • Collect or store personal data about other users without permission
  • Use automated systems to access the website

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Zero Vertex or its content suppliers and is protected by copyright and other intellectual property laws.

Program materials provided to enrolled students are for personal use only and may not be reproduced, distributed, or used for commercial purposes without written permission.

Educational Content Disclaimer

The financial education provided by Zero Vertex is for educational purposes only. It does not constitute financial advice, and we are not responsible for financial decisions made based on our programs. Parents and guardians should supervise their children's financial activities.

Child Safety

The safety and wellbeing of children in our programs is our top priority. We maintain appropriate safeguarding policies and procedures. All staff and volunteers undergo background checks and child protection training.

Parents and guardians are responsible for ensuring their children's behavior is appropriate during programs and for supervising online participation where required.

Limitation of Liability

Zero Vertex and its staff shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the website or services.

In no event shall our total liability to you for all damages, losses, and causes of action exceed the amount paid by you to Zero Vertex for the specific service giving rise to the claim.

Disclaimer

The materials on Zero Vertex's website are provided on an "as is" basis. Zero Vertex makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property.

Zero Vertex does not warrant that the website will be uninterrupted, timely, secure, or error-free, or that defects will be corrected.

Accuracy of Materials

The materials appearing on Zero Vertex's website could include technical, typographical, or photographic errors. Zero Vertex does not warrant that any of the materials are accurate, complete, or current. We may make changes to the materials at any time without notice.

Links to Third-Party Websites

Our website may contain links to third-party websites that are not owned or controlled by Zero Vertex. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Zero Vertex shall not be responsible or liable for any damage or loss caused by use of such websites.

Privacy

Your use of the website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

Photography and Recording

Zero Vertex may take photographs or videos during programs for promotional purposes. Parents and guardians will be asked to provide consent for use of images featuring their children. You may withdraw consent at any time.

Modification of Terms

Zero Vertex may revise these Terms of Use at any time without notice. By using this website, you agree to be bound by the current version of these Terms of Use. Significant changes will be communicated to enrolled students and their families.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of England and Wales, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any enrollment agreements, constitute the entire agreement between you and Zero Vertex regarding use of the website and services.

Contact Information

If you have questions about these Terms of Use, please contact us:

Zero Vertex
42 Thistle Street
Aberdeen AB10 1UB
United Kingdom
Email: [email protected]

Zero Vertex

Building financial confidence in young minds through practical education.

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